Claim for mortgage expenses and related abusive commissions

SENTENCE.

The Court of Justice of the European Union (CJEU) with its most recent ruling makes it clear that banking entities must return ALL mortgage expenses to their clients, if such mortgage is linked to an abusive clause, with the exception of the Documented Legal Acts tax. .

This ruling, in our country alone, could affect around eight million users, who would be entitled to a refund of around €10,000 on average.

IS IT TOO LATE TO CLAIM?

The claim period in this case does not prescribe, even if the mortgage was signed several years ago, if it was abusive, the consumer has the right to claim what he considers his.

HOW CAN I MAKE A CLAIM?

The process involves 2 basic steps, first the presentation of a claim to the bank, and subsequently, once the two months that the entity has to respond have passed, if this has not occurred or has been negative, the client must present a judicial claim to request annulment due to abuse as well as the reimbursement of what was unduly collected, plus the corresponding legal interest.

If you are affected by this issue, go to Grup 90 Advocats i Assessors: More than 30 years at your service, guarantee our professional and successful management.

Leave a Reply

Your email address will not be published. Required fields are marked *